Posisi Strategis Akad Murabahah dalam Pembiayaan Syariah: Sebuah Telaah Literatur

2025-08-11T04:14:16+00:00

This study aims to examine the strategic position of the murabahah contract in Islamic financing through a literature review approach. Murabahah is one of the most widely used Islamic banking products, as it emphasizes the principles of transparency and fairness, making it an essential instrument in the development of the Islamic financial system. The research method applied is a literature review, analyzing various academic sources, fatwas, regulations, and previous studies that discuss the practice and implications of murabahah contracts. Data were collected through a comprehensive review of relevant literature and then critically and comparatively analyzed. The findings indicate that murabahah plays a dominant role in Islamic financing, both in consumptive financing (such as housing and vehicle purchases) and productive financing (working capital and investment). Its main strengths lie in the clarity of contract structure, transparency of profit margins, and compliance with sharia principles. Furthermore, murabahah is relatively easy to implement, low-risk, and widely accepted by society. In conclusion, murabahah occupies a strategic position in Indonesian Islamic banking because it supports financial system stability, expands access to financing, and contributes to community empowerment and MSME development. Therefore, murabahah can continue to serve as a main pillar in the sustainable growth of the Islamic finance industry.

Jarimah Ta'jir Menurut Perspektif Hukum Pidana Islam

2025-10-13T01:52:05+00:00

This study discusses jarimah ta'jīr as a form of criminal offense in Islamic law whose sanctions are not explicitly determined in the Qur'an and Hadith, but are left to the authorities or judges through their respective ijtihad based on the principle of maslahah. The research method used is qualitative with a literature approach, through analysis of primary and secondary sources of Islamic law. The results of the study show that jarimah ta'jīr has high flexibility so that it can accommodate various forms of contemporary crimes such as cybercrime, corruption, drugs, human trafficking, and copyright infringement. The main purpose of applying ta'jīr sanctions is not only repressive but also preventive, educational, and socially corrective, in line with maqāṣid al-syarī'ah in protecting religion, life, intellect, property, and offspring. Thus, jarimah ta'jīr plays an important role in maintaining the relevance, justice, and dynamics of Islamic law in the modern era, while also serving as an adaptive instrument that bridges Sharia values with current global legal challenges and ensures the proportional and sustainable protection of individual and community rights.

Ahsan: Jurnal Ilmiah Keislaman dan Kemasyarakatan

Posisi Strategis Akad Murabahah dalam Pembiayaan Syariah: Sebuah Telaah Literatur

Jarimah Ta'jir Menurut Perspektif Hukum Pidana Islam