Pengaruh Literasi Keuangan Syariah terhadap Minat Masyarakat Menjadi Nasabah pada Bank Muamalat

Authors

  • Eki Nur Bia Sekolah Tinggi Ilmu Agama Islam Sangatta Kutai Timur
  • Eko Nursalim Sekolah Tinggi Agama Islam Sangatta, Indonesia
  • Zanuar Anwari Sekolah Tinggi Agama Islam Sangatta, Indonesia

Keywords:

Bank Muamalat, Islamic Financial Literacy, Interest in Becoming a Customer

Abstract

This study aims to analyze the influence of Islamic financial literacy on people's interest in becoming customers at Bank Muamalat, Sangatta Utara District, East Kutai Regency. Islamic financial literacy is defined as people's understanding of financial principles in accordance with Islamic sharia, including knowledge of Islamic financial products and how to manage finances well. This study uses a quantitative approach with a data collection method through a questionnaire distributed to 50 respondents. The results of the study indicate that Islamic financial literacy has a positive and significant influence on people's interest in becoming customers. The simple linear regression test produces a regression coefficient of 0.823, which indicates that every one-scale increase in Islamic financial literacy will increase people's interest in becoming customers. In addition, the results of the T and F tests show that Islamic financial literacy has a significant effect on interest in becoming customers with a significance value of 0.000.

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References

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Published

2025-06-02

How to Cite

Eki Nur Bia, Eko Nursalim, & Zanuar Anwari. (2025). Pengaruh Literasi Keuangan Syariah terhadap Minat Masyarakat Menjadi Nasabah pada Bank Muamalat. Ahsan: Jurnal Ilmiah Keislaman Dan Kemasyarakatan, 2(1), 88–98. Retrieved from https://jurnal.pustari.com/index.php/ahsan/article/view/36

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